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Mortgage Center

Welcome to the Application Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Mortgage Apply and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. An Oregonians Credit Union Member Service Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Member Service Officers are only a phone call away if you need help. Contact us at 503.239.1120.

Mortgage Apply Personalized Quote Home Equity Apply

Rate Watch

Keep an eye on rates via e-mail. Sign up for Rate Watch.


Use our mortgage calculators to help you make the right decision.

Today's Rates

Fixed Rate Products
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.578%  1.000%
 4.500%  4.617%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.528%  1.000%
 4.375%  4.535%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.026%  1.000%
 3.875%  4.002%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.147%  1.000%
 3.875%  4.058%  0.000%

Secondary Market Fees (also called Discounts or Points) vary based on Loan to Value, Credit Score, Property Type and/or Purpose of Loan.